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This website can be accessed worldwide however the information on the website is related to Saxo Bank A/S and is not specific to any entity of Saxo Bank Group. All clients will directly engage with Saxo Bank A/S and all client agreements will be entered into with Saxo Bank A/S and thus governed by Danish Law.

Any fact, assessment, analysis, forecasts, opinion and other information (collectively “Information”) released by:

  • Saxo Bank A/S
  • any owner, subsidiary, affiliates or branch office of Saxo Bank A/S, and
  • any director, officer, employee or representative here

(collectively the “Saxo Bank Group”).

whether provided on the Saxo Bank Group’s websites, on third party websites, in marketing materials, newsletters, in individual e-mails and letters, in lectures, individual conversations or in any other form of written or verbal communication (collectively “Publications”) are provided for informational and/or marketing purposes only.

Unless specifically stated, no Publication of the Saxo Bank Group should be construed as an offer (or solicitation of an offer) to:

  • buy or sell any currency, product or financial instrument,
  • make any investment, or
  • participate in any particular trading strategy

(collectively “Offers”).

Notwithstanding anything to the contrary (not even if specifically stated), no Publication of the Saxo Bank Group should be construed as an Offer in any jurisdiction in which such Offer would be illegal. Any such perceived Offer will not be honoured by the Saxo Bank Group.

No Representation, No Warranty

The Saxo Bank Group uses reasonable efforts to obtain information from reliable sources, but all Publications are provided on an "as is" basis without representation or warranty of any kind (neither express nor implied) and the Saxo Bank Group disclaims liability for any Publication not being complete, accurate, suitable and relevant for the recipient. Specifically, the Saxo Bank Group disclaims liability towards any subscriber, client, partner, supplier, counterparty and other recipients for:

  • the accuracy of any market quotations,
  • any delay, inaccuracy, error, interruption or omission in providing market quotations,
  • and any discontinuance of market quotations.

The Publications of the Saxo Bank Group are not updated after their release and may due to changing circumstances become inaccurate and possibly misleading after a period of time which may vary from seconds and minutes to days, weeks and months depending on the Information. The Saxo Bank Group gives no guarantee against, and assumes no liability towards any recipient for, a Publication being outdated.

If a Publication becomes outdated the Saxo Bank Group shall be under no obligation to;

  • update the Publication,
  • inform the recipients of a Publication, or
  • perform any other action.

Any Publication may be personal to the author and may not reflect the opinion of the Saxo Bank Group. The Saxo Bank Group reserves the right at its sole discretion to withdraw or amend any Publication or Information provided at any time without notice (prior or subsequent).

No recommendations

The Saxo Bank Group does not in any of its Publications take into account any particular recipient’s investment objectives, special investment goals, financial situation, and specific needs and demands. Therefore, all Publications of the Saxo Bank Group are, unless otherwise specifically stated, intended for informational and/or marketing purposes only and should not be construed as:

  • business, financial, investment, hedging, legal, regulatory, tax or accounting advice,
  • a recommendation or trading idea, or
  • any other type of encouragement to act, invest or divest in a particular manner

(collectively “Recommendations”).

The Saxo Bank Group shall not be responsible for any loss arising from any investment based on a perceived Recommendation.

Notwithstanding anything to the contrary (not even if specifically stated), no Publication (including possible Recommendations) shall be construed as a representation or warranty (neither express nor implied) that the recipient will profit from trading in accordance with a trading strategy set forth in a Publication or that the recipient will not sustain losses from trading in accordance with a trading strategy set forth in a Publication.

The Saxo Bank Group shall only be liable (in accordance with the “Limitation of Liability” section below) if a possible Recommendation is not of a good professional standard.

Risk Warning

Trading in the products and services of the Saxo Bank Group may, even if made in accordance with a Recommendation, result in losses as well as profits. In particular trading in leveraged products, such as but not limited to, foreign exchange, derivatives and commodities can be very speculative and losses and profits may fluctuate both violently and rapidly.

Speculative trading is not suitable for all investors.

Any mentioning, if any, in a Publication of the risks pertaining to a particular product or service may not and should neither be construed as a comprehensive disclosure nor full description of all risks pertaining to such product or service and the Saxo Bank Group strongly encourages any recipient considering trading in its products and services to employ and continuously consult suitable financial advisors prior to the conclusion of any investment or transaction.

Local regulatory restrictions

The Saxo Bank Group’s Publications may be accessed worldwide. The Information provided in such Publications is however only intended for use by recipients located in countries where such use does not constitute a violation of applicable legislation or regulations. None of the products and services referred to in the Publications of the Saxo Bank Group are available to recipients residing in countries where the provision of such products and services would constitute a violation of mandatory applicable legislation or regulations.

It is the sole responsibility of any recipient employing or requesting a product or service of the Saxo Bank Group to comply with all applicable legislation or regulation.

Use of the website

Any use of the Saxo Bank Group’s websites is subject to Saxo Bank Group’s “Terms of Use”, as amended from time to time, available here, and the “Copyright” provisions, as amended from time to time, available here, both of which shall be construed as constituting an integrated part of this disclaimer.

The Saxo Bank Group shall not be liable for any damage or injury arising out of any person’s or entity’s access to, or inability to access, any website of the Saxo Bank Group. This limitation includes, but is not limited to, any damage to computer equipment and computer systems caused by virus, malware and any other harmful computer coding.

Consulting a website of the Saxo Bank Group does not constitute a customer relationship and the Saxo Bank Group shall not have any duty or incur any liability or responsibility towards any person or entity as a result of such person or entity consulting a website of the Saxo Bank Group.

Any market data displayed on this Trading Platform may only be used for your own internal business purposes and only in connection with this specific service. Distribution of any market data to anyone else is prohibited.

Translation discrepancies

The Saxo Bank Group offers its Publications in a wide range of languages for the recipient’s comfort of use. In case of discrepancy between the original English text and any translation, the original English text shall prevail.

All recipients are advised to carefully examine the original English text before acting upon a translation thereof. Any user who does not fully understand the original English text is strongly encouraged to contact the Saxo Bank Group by e-mail at ServiceCenter@Saxobank.com or by telephone at +45 39 77 40 00.

The Saxo Bank Group shall not be bound by, or liable to any recipient for, an incomplete or inaccurate translation of an original English text to another language.

Client relationship

When applying for an account with any entity within the Saxo Bank Group, each applicant will be subject to the relevant set of business terms. All applicants and clients are deemed to have read and understood the business terms and related policies applicable to them and their relationship with the relevant entity of the Saxo Bank Group.

Consulting a website or receiving a Publication of the Saxo Bank Group does not constitute a customer relationship and the Saxo Bank Group shall not have any duty or incur any liability or responsibility towards any person or entity as a result thereof.

Third party services

Persons or entities not belonging to the Saxo Bank Group may advertise on the Saxo Bank Group’s websites, through links, banners or otherwise. The Saxo Bank Group shall not be held responsible or liable for the offerings, information or acts of any such third party. If a user of the Saxo Bank Group’s websites decides to act upon any such advertising, such user does so entirely at its own risk.

Limitation of Liability

If the Saxo Bank Group at any time and for any reason, should become liable for the loss of any person and/or entity, including without limitation, if any provision of this disclaimer is, or at any time becomes to any extent or in any circumstances invalid, illegal or unenforceable for any reason, the liability of the Saxo Bank Group shall be limited to such person’s and/or entity’s duly documented direct loss, which for the avoidance of doubt, and without limitation, shall not include damages for any incidental and consequential losses, damages for lost opportunity, damages for lost profit, statutory damages, nominal damages, punitive damages, restitutionary or disgorgement damages, damages for costs, including legal costs, and damages for any other indirect loss.

Conflict of interest

In order to prevent conflicts of interest, the Saxo Bank Group has established appropriate business procedures, including procedures applicable to research and analysis to ensure objective research reports. The Saxo Bank Group's research reports are never disclosed to nor discussed with any of the subject of the analysis, e.g. issuers of securities or others.

The Saxo Bank Group may hold, take, transfer or alienate positions in securities, foreign exchange or other financial instruments covered by a research reports.

The Saxo Bank Group may act as market maker in all products and services not traded on an exchange (i.e. OTC products such as foreign exchange and CFDs) and may therefore be the counterparty in any trade conducted by customers in these products.

The Saxo Bank Group does not engage in corporate finance activities. Accordingly, none of the Saxo Bank Group's directors, officers, employees or representatives, namely people in charge of analysis reports, receives remuneration in connection with the release of any analysis.

Privacy and Use of Personal Data

When signing up for a demo or live account with any entity of the Saxo Bank Group, this entity will, for administrative, commercial and/or legal purposes, require and store information about the user, including, but not limited to, name and address. Furthermore, the Saxo Bank Group may require some financial information for credit assessment purposes, as well as users’ e-mail address to be able to mail the login information. Users’ e-mail addresses will not be passed on to third parties, but may be used by any entity of the Saxo Bank Group for the promotion of its products and services. 

The Saxo Bank Group is obliged by law to treat personal data as confidential and may not pass on or use any personal data without valid legal grounds.

All personal data benefits from this full protection and will only be disclosed to third parties such as administrative or judicial authorities if the Saxo Bank Group is compelled to do so pursuant to the applicable law, or if the registered has given its written consent to such disclosure. The registered may revoke such consent or modify its extent at any time.

Without prejudice to the above, the Saxo Bank Group can disclose the following information:

  • General customer data, such as name, address and personal registration number, to companies carrying out administrative tasks for the Saxo Bank Group.

  • General customer data about corporate customers to financial institutions subject to professional secrecy, for the purpose of marketing and advisory services.

In accordance with the provisions of the Danish Act on Processing of Personal Data, any Saxo Bank Group customer has a right to be informed about the data that the Saxo Bank Group holds about him/her/it. The Saxo Bank Group may charge a fee for providing such information in writing to the registered, according to rates fixed by the Danish Ministry of Justice.

If the data held about a registered of the Saxo Bank Group proves inaccurate or outdated, the Saxo Bank Group will correct the registered data immediately upon the request of the registered. The registered may also choose to modify its data on its own initiative by contacting the Saxo Bank Group directly. Questions and concerns can be directed to the Saxo Bank Group by visiting our Contact Us Page.

Supervision

The Saxo Bank Group is under the supervision of the Danish Financial Supervisory Authority (in Danish: "Finanstilsynet") and is subject to the Danish Executive Order on Good Business Practice for Financial Undertakings.

Disputes

This disclaimer and any dispute arising from or in relation thereto, including disputes regarding its legality, validity, binding effect (including adoption) and enforceability, shall be settled by the district court of Lyngby, Denmark in accordance with and subject exclusively to the laws of Denmark. However, the Saxo Bank Group reserves the right to start legal proceedings wherever it deems fit, namely, but not exclusively, in places where the defendant possesses assets.


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